Auto Insurance Agency in Houston, TX
If you’re looking for the comprehensive auto insurance quote in Houston, TX, you’ll want to shop around and compare quotes from multiple auto insurance agencies around you. VL 17 INSURANCE AGENCY has become the choice of insurance seekers due to our access to innovative plans, money-saving discounts, and expert local agents who make sure you’re getting the right amount of auto coverage. Read on to see all that VL 17 INSURANCE AGENCY has to offer.
Auto Insurance Coverage in Houston, TX
Auto Insurance Coverage in Houston Texas by VL 17 covers all vehicles listed on a vehicle policy, whether owned or non-owned. Covers physical damage to the insured vehicle (unless any deductible selected) when the damage is caused by a collision with another car or object as defined in the policy.
BODILY INJURY
Bodily injury liability auto coverage will pay if an insured auto is legally obligated to pay damages due to bodily injury to others from an accident (i.e. a covered loss). Auto coverage amounts are selectable in split limits (such as 50/100, 100/300 etc). The first limit indicates the maximum amount (in thousands of dollars) that can be paid in any one accident to any one person for injury or death. The second limit indicates the maximum amount (in thousands of dollars) that can be paid in any one accident (occurrence) for all persons for injury or death. The policy also provides for legal defense costs, subject to provisions in the policy. To opt this coverage, get an auto insurance quote with us.PROPERTY DAMAGE
Property Damage auto liability coverage will pay for accidental property damage caused by an insured auto to someone else’s property when the insured vehicle's driver is legally responsible. The policy also provides for legal defense costs, subject to provisions in the policy. For more information about property damage auto liability coverage, contact Vl 17 Insurance Agency.
MEDICAL COVERAGE
Making Medical payments coverage a part of an auto insurance policy may help pay your or your passengers' medical expenses if you're injured in a car accident, regardless of who caused the accident. It is optional coverage and not available in all states. Vl 17 Insurance Agency can help you get a quick and comprehensive auto insurance quote, including medical expense coverage.
COMPREHENSIVE COVERAGE
Comprehensive coverage covers the insured auto for physical damage arising from perils other than collision. Refer to the policy for specific definitions and exclusions. Auto Coverage is subject to the deductible selected in Express.
PERSONAL INJURY PROTECTION (PIP)
The formal name used for coverage associated with no-fault laws in applicable states. PIP generally encompasses medical expenses and loss of income. Refer to the policy contract in your state for specific details. The limit selectable in Express is the per person limit. (In ND, OR, UT, and WA, this limit is displayed in thousands of dollars. Example: 10 means $10,000.)
UNINSURED/UNDERINSURED MOTORISTS PROPERTY DAMAGE, UM/UIMPD
Uninsured motorist property damage (UMPD) and underinsured motorist property damage (UIMPD) pays for damage to your car or property caused by an uninsured driver. It covers you if you are involved in an accident with someone who doesn't have insurance or is underinsured.
UNINSURED/UNDERINSURED MOTORISTS BODILY INJURY
Personal Auto Insurance provides coverage for injuries if the insured is involved in an accident with an underinsured auto, or at-fault driver. Uninsured/underinsured motorist bodily injury covers you and the people in your auto/car for medical bills, lost wages, and pain & suffering in case of an accident caused by someone who doesn't have insurance or enough insurance. The coverage amounts are in split limits (i.e., – 50/100, 100/300, etc.). The first limit indicates the maximum amount (in thousands of dollars) that can be paid in any one accident to any one person. The second limit indicates the maximum amount (in thousands of dollars) that can be paid in any one accident for all persons.
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