Commercial Trucking Insurance
Low Monthly Payments
VL 17 Insurance Agency is a commercial truck insurance company serving all over Texas. We help you get the best quality coverage for your commercial truck at affordable rates. With access to innovative tools, money-saving discounts, and local commercial truck insurance agents near you, we make sure you’re covering all your bases.
Commercial Truck Coverage in Texas
Lowest Rates Guaranteed
Comprehensive commercial truck insurance provides truck coverage to all trucks listed on a vehicle policy, whether owned or non-owned. Commercial truck insurance policies cover physical damage to the insured trucks and semi-trucks (less any deductible selected) when the damage is caused by a collision with another car or object as defined in the insurance policy.
We offer Truck Insurance for most types of vehicles, including Semi Trucks, Hotshot, Cargo Trucks, Pick Up Trucks, Dump Trucks, Box trucks, Pick Up Trucks Auto Haulers and many more.
How it Works
Make A request
Get Different Quotes
Compare & Save
Commercial Trucking Insurance
Trucking Insurance Designed For Your Fleets.
Any business that uses trucks needs a commercial truck liability insurance that protects the business against third-party claims that arise out of truck accidents. Claims from truck accidents can generate large damages awards against businesses. A business may be liable for accidents involving trucks it owns as well as the trucks it hires from a rental agency. It may also be responsible for accidents involving trucks it doesn’t own but uses in its operations. An example is an employee-owned truck that the worker uses to make sales calls. Truck liability insurance is included under Section II of the standard ISO business truck coverage form. Section II contains two insuring agreements (the insurer’s promise to pay). The first applies to bodily injury and property damage. It covers damages an insured legally must pay because of bodily injury or property damage caused by an accident. The accident must result from the ownership, maintenance or use of a covered commercial truck. For trucks (18w) have to be 1000,000.
Motor Truck Cargo Insurance:
Motor Truck Cargo insurance (Cargo) provides coverage on the freight or commodity hauled by a For-hire trucker. It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load. If your load is accidentally dumped on a roadway or waterway (Removal Expenses coverage), our truck insurance Coverage pays for the cost to remove debris or extract pollutants caused by the debris. We’ll also pay for costs related to preventing further loss to damaged cargo (Sue and Labor Coverage), legal expenses in the defense or settlement of claims, and even freight charges the customer loses because of not delivering a load (Earned Freight Coverage).
Physical Damage Coverage:
It is a general term for a group commercial truck insurance coverage that protects your truck. This general term includes Collision insurance, as well as your choice of full Comprehensive insurance or the more limited Fire and Theft with Combined Additional Coverage (CAC) insurance.
Trailer interchange insurance provides physical damage coverage to any non-owned trailer while in the care, custody, or control of the insured. This insurance policy protects you in case of damage by collision, fire, theft, explosion or vandalism to the trailer. Coverage cannot be written without BI-PD coverage.
Employer Non-Owned Auto Liability Coverage
Employer non-owned truck liability insurance provides coverage for employees' vehicles that are occasionally used for the insured's business.
- Coverage must be written with Bodily Injury / Property Damage liability coverage.
- Coverage limits must match Bodily Injury / Property Damage liability limits.
- Acceptability is limited to specific business types.
- Policy term and tenure determine the acceptable number of employees at the insured's business. All new business policies are limited to 10 or fewer employees at the insured's business. With each additional policy year, the acceptable number of employees allowed increases. With semi-annual policies, the insured can only increase the number of employees after a complete year of commercial auto insurance.
- Progressive reserves the right to audit.
Clients Love Us