Commercial Trucking Insurance

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VL 17 Insurance Agency is a commercial truck insurance company serving all over Texas. We help you get the best quality coverage for your commercial truck at affordable rates. With access to innovative tools, money-saving discounts, and local commercial truck insurance agents near you, we make sure you’re covering all your bases.

Commercial Truck Coverage in Texas

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Comprehensive commercial truck insurance provides truck coverage to all trucks listed on a vehicle policy, whether owned or non-owned. Commercial truck insurance policies cover physical damage to the insured trucks and semi-trucks (less any deductible selected) when the damage is caused by a collision with another car or object as defined in the insurance policy.

We offer Truck Insurance for most types of vehicles, including Semi Trucks, Hotshot, Cargo Trucks, Pick Up Trucks, Dump Trucks, Box trucks, Pick Up Trucks Auto Haulers and many more.

Commercial Truck Insurance Company Houston Texas, Commercial Truck Coverage Texas

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Commercial Trucking Insurance

Trucking Insurance Designed For Your Fleets.


      Liability Coverage:

      Any business that uses trucks needs a commercial truck liability insurance that protects the business against third-party claims that arise out of truck accidents. Claims from truck accidents can generate large damages awards against businesses. A business may be liable for accidents involving trucks it owns as well as the trucks it hires from a rental agency. It may also be responsible for accidents involving trucks it doesn’t own but uses in its operations. An example is an employee-owned truck that the worker uses to make sales calls. Truck liability insurance is included under Section II of the standard ISO business truck coverage form. Section II contains two insuring agreements (the insurer’s promise to pay). The first applies to bodily injury and property damage. It covers damages an insured legally must pay because of bodily injury or property damage caused by an accident. The accident must result from the ownership, maintenance or use of a covered commercial truck. For trucks (18w) have to be 1000,000.

      Motor Truck Cargo Insurance:

      Motor Truck Cargo insurance (Cargo) provides coverage on the freight or commodity hauled by a For-hire trucker. It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load. If your load is accidentally dumped on a roadway or waterway (Removal Expenses coverage), our truck insurance Coverage pays for the cost to remove debris or extract pollutants caused by the debris. We’ll also pay for costs related to preventing further loss to damaged cargo (Sue and Labor Coverage), legal expenses in the defense or settlement of claims, and even freight charges the customer loses because of not delivering a load (Earned Freight Coverage).

      Physical Damage Coverage:

      It is a general term for a group commercial truck insurance coverage that protects your truck. This general term includes Collision insurance, as well as your choice of full Comprehensive insurance or the more limited Fire and Theft with Combined Additional Coverage (CAC) insurance.

      Trailer Interchange

      Trailer interchange insurance provides physical damage coverage to any non-owned trailer while in the care, custody, or control of the insured. This insurance policy protects you in case of damage by collision, fire, theft, explosion or vandalism to the trailer. Coverage cannot be written without BI-PD coverage.

      Employer Non-Owned Auto Liability Coverage

      Employer non-owned truck liability insurance provides coverage for employees' vehicles that are occasionally used for the insured's business.

      • Coverage must be written with Bodily Injury / Property Damage liability coverage.
      • Coverage limits must match Bodily Injury / Property Damage liability limits.
      • Acceptability is limited to specific business types.
      • Policy term and tenure determine the acceptable number of employees at the insured's business. All new business policies are limited to 10 or fewer employees at the insured's business. With each additional policy year, the acceptable number of employees allowed increases. With semi-annual policies, the insured can only increase the number of employees after a complete year of commercial auto insurance.
      • Progressive reserves the right to audit.

      Why Us?

      Trucking insurance company Houston, TX

      No Agency Fees

      We don’t charge agency fees like others

      Customer Service

      Bilingual Representative (English/Spanish)

      Competitive Rates

      We negotiate with our carriers to lower your insurance prices

      Safety Scores

      We work directly with the DOT to improve your safety scores


      1,000,000 in liability, and 100,000 in cargo.
      Yes if have a clean record and have no losses.
      Call the agent and give him the information about the truck.
      if you have liability due to filing it will take 35 days and cargo after 7 days.
      They reinstate it for 30 days.
      There is not penalty, but as soon as you pay your down payment, and the filing is done there is not flat cancellation ( the money will not be returned ).
      Yes you can terminate your policy and if you pay the whatever you own will not affect your company credit.
      If your payment is late the finance company will charge usually 200$ more.
      Nope, discounts for veterans .
      In the liability coverage, there is no overlapping coverage due to the filing.
      Nope we do not have a charge for the certificate and our turn-back certificate is 10 minutes.
      This is determined based on years of experience for the driver, a record of MVR ( motor vehicle report of the drivers ), years of experience of a trucking company, parking of the trucks ( out of big city parking ), losses history ( loss run).
      Yes, as part of the business expense.
      When you file a claim always affect your premium at the renewal with your current insurance company, and if we do quote with another insurance company they will ask for a loss run (claim history for the last three years).
      Yes, all trucks have to be listed in your policies in order to be covered and by the law, all trucks that you own have to be included in your policies.

      Our Insurance Carriers

      Progressive Company
      Canal Insurance Company
      Northland Insurance
      AIG US
      American Transportation Group
      Prime Insurance Company

      Clients Love Us

      Cynthia RosalesCynthia Rosales
      20:19 01 Dec 21
      I have had a very good experience with this company, the staff is very professional and helpful, especially Maybell Hernandez, she have helped me a lot with all the process, she’s always patience and kind every time I need help with my policy.
      mohammed mousamohammed mousa
      18:47 30 Nov 21
      Great service and always there for you to answer all your questions and to help your business, A+++
      Shelly JeffersonShelly Jefferson
      16:07 30 Nov 21
      Pedro is the best, he goes above and beyond, he’s quick when you need anything done. He helps us with the DOT website, teaches me how to update it. When I need a company added to the insurance, he does it right away.
      Milca FuentesMilca Fuentes
      05:21 30 Nov 21
      I'm from Blondin Logistics and Transport LLC I can honestly say that it has been a great experience working with VL insurance and the amazing agent Tania Echemendia, she is very knowledgeable about her job and is always willing and happy to answer any questions we have. Tania is great a agent like very few out there. I hope to continue working Tania and VL insurance for a very long time.
      Olivia DominguesOlivia Domingues
      16:49 22 Nov 21
      They are really professional all the girls are really nice specially Marinelis they are always willing to answer any question and provide the best service ever I always recommend it to our friends

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