Home Insurance Company in Houston, TX
Home Insurance in Houston
Protect your family and your biggest investment with a premium that fits your budget. Get a detailed homeowners insurance quote in Houston, TX, by VL 17 Insurance Agency. Ensure your home always stands strong to give you shelter and protection with comprehensive Home insurance coverage. Homeowners insurance protects your from unanticipated events such as natural disasters and man-made activities like:
- Fire and lightning
- Weather-Related Events
- Vandalism and riots
- Aircraft and vehicles
DWELLING INSURANCEDwelling coverage includes attached structures on the residence premises used principally as a private residence. It helps you pay for the repairs or rebuilding of your home’s physical structure when a covered incident damages it. Typically physical aspects of home-like walls, floors, roof, windows, support beams, and foundation are covered. The wall-to-wall carpeting attached is considered part of the dwelling.
SEPARATE STRUCTURESWe cover other structures on the residence premises separated from the dwelling or connected to the dwelling by only a fence, utility line, or similar connection. We do not cover separate structures used in whole or in part for business purposes. We do cover separate structures used solely as a private garage and rented or held for rental to a non-tenant of the dwelling. Wall-to-wall carpeting attached to a structure is considered part of the structure.
PERSONAL PROPERTYWe cover personal property owned or used by an insured anywhere in the world.
LOSS OF USEAdditional living expenses paid when covered loss makes dwelling uninhabitable. Loss of rents paid when covered loss makes dwelling uninhabitable.
PERSONAL LIABILITYWe shall pay all damage up to the policy limit from an occurrence which an insured is legally liable to pay because of bodily injury or property damage covered by this policy. At our expense we shall defend an insured against any covered claim or suit. We may investigate and settle any claim or suit that we consider proper. We shall not defend or make any payments after we have paid the policy limits for the occurrence.
GUEST MEDICALGuest Medical coverage pays the necessary medical expenses up to the policy limit incurred by a person other than the insured or any resident of the household within three years from the date of an occurrence causing bodily injury.
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